Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.